Consumer Resources
Some of the publications linked on this site are Adobe Acrobat pdf files. For more information about pdf files or to download a free copy of Adobe Acrobat Reader.
Credit
Take the time to check
on your credit report now. Information in your credit report can affect your
ability to get a job, a mortgage, a loan, a credit card or insurance. To make
sure the information in your report is accurate, contact:
Websites
Consumer
Action Org
- Preventing
Credit Card Fraud - If untrustworthy people get hold of your card
number and expiration date, they can charge merchandise over the phone
to your account. This brochure offers practical, common sense advise
on how to avoid credit card fraud.
- Don't
Lose Your Home - If you're like most homeowners, your house is the
most important and valuable thing you own. Dishonest individuals have
found ways to rip off homeowners with high rate, high fee home loans
that are impossible to repay. This is called home equity loan fraud.
This booklet explains some of the most common pitfalls homeowners might
fall into and offers viable alternatives.
- Protect
Yourself From Identity Theft - The financial crime known as "identity
theft" happens when criminals use your personal information, such
as your name, address, Social Security number, bank account, credit
card numbers or birth date, to apply for credit in your name. Practical
tips on how to protect your credit and your good name!
- Credit
Repair Scams - Some companies cheat consumers by making misleading
claims about "cleaning up" bad credit reports. This brochure
explains the limited services that credit repair companies can legally
perform, and reveals some companies' misleading claims and illegal practices.
- Questions
and Answers About Home Equity Loan Fraud - A manual for community
and consumer advocates working on behalf on senior, low income and minority
homeowners.
- Keeping
Your Bank and Credit Card Accounts Safe From Fraud - Bank and credit
card fraud costs companies billions of dollars per year, and the added
expense is passed along to consumers through higher fees and interest
rates. This publication offers suggestions as to hoe to remain alert
to possible fraud, which will keep you from becoming a victim.
- Leave
me alone! - Your privacy - online and offline. Top ten ways to protect
your privacy. Issues of privacy in cyberspace discussed. Tips on taming
the cookie monster and hiding your identity.
- What do
Electric Industry Changes Mean to Me? - Many state governments have
passed laws or adopted rules that allow you to choose the company that
sells you electricity. This change in the electricity industry is called
electric restructing because state laws and regulations are being changed
to permit competition in the selling of electric service. This brochure
provides important evaluation materials to keep you informed.
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CSU Consumer Publications link
CSU
Library Consumer Resources links:
Investments and Financial Resources - guide for investment services.
Financial Crisis - A guide to the global financial crisis.
Accounting and Taxation Resources - guide for accounting and taxation.
Business - guide to business research. |