Consumer Resources

Some of the publications linked on this site are Adobe Acrobat pdf files. For more information about pdf files or to download a free copy of Adobe Acrobat Reader.

Credit

Take the time to check on your credit report now. Information in your credit report can affect your ability to get a job, a mortgage, a loan, a credit card or insurance. To make sure the information in your report is accurate, contact:

Websites

Consumer Action Org

  • Preventing Credit Card Fraud - If untrustworthy people get hold of your card number and expiration date, they can charge merchandise over the phone to your account. This brochure offers practical, common sense advise on how to avoid credit card fraud.
  • Don't Lose Your Home - If you're like most homeowners, your house is the most important and valuable thing you own. Dishonest individuals have found ways to rip off homeowners with high rate, high fee home loans that are impossible to repay. This is called home equity loan fraud. This booklet explains some of the most common pitfalls homeowners might fall into and offers viable alternatives.
  • Protect Yourself From Identity Theft - The financial crime known as "identity theft" happens when criminals use your personal information, such as your name, address, Social Security number, bank account, credit card numbers or birth date, to apply for credit in your name. Practical tips on how to protect your credit and your good name!
  • Credit Repair Scams - Some companies cheat consumers by making misleading claims about "cleaning up" bad credit reports. This brochure explains the limited services that credit repair companies can legally perform, and reveals some companies' misleading claims and illegal practices.
  • Questions and Answers About Home Equity Loan Fraud - A manual for community and consumer advocates working on behalf on senior, low income and minority homeowners.
  • Keeping Your Bank and Credit Card Accounts Safe From Fraud - Bank and credit card fraud costs companies billions of dollars per year, and the added expense is passed along to consumers through higher fees and interest rates. This publication offers suggestions as to hoe to remain alert to possible fraud, which will keep you from becoming a victim.
  • Leave me alone! - Your privacy - online and offline. Top ten ways to protect your privacy. Issues of privacy in cyberspace discussed. Tips on taming the cookie monster and hiding your identity.
  • What do Electric Industry Changes Mean to Me? - Many state governments have passed laws or adopted rules that allow you to choose the company that sells you electricity. This change in the electricity industry is called electric restructing because state laws and regulations are being changed to permit competition in the selling of electric service. This brochure provides important evaluation materials to keep you informed.

CSU Consumer Publications link

CSU Library Consumer Resources links:

Investments and Financial Resources - guide for investment services.

Financial Crisis - A guide to the global financial crisis.

Accounting and Taxation Resources - guide for accounting and taxation.

Business - guide to business research.